# XBANKING's debt restructuring plan for users

In 2024, some XBANKING users suffered asset losses due to force majeure circumstances and technical risks that affected the platform’s infrastructure. As a result of these events, in 2025 the assets of additional XBANKING users were also impacted, which increased the overall burden on the repayment process.

Although **XBANKING completely ceased its operations on June 6, 2025** and was integrated into the **Super** ecosystem, all debt obligations together with XBANKING’s infrastructure were transferred under the responsibility of **Super**. It is important to emphasize that Super had no involvement in the creation of these debts but has made the decision to fulfill them in full.

Our goal is to **fully return all user assets lost in the XBANKING platform no later than December 31, 2025**.

### Restructuring Principles

1. **Transparency** — an open policy on repayments with all transactions recorded.
2. **User priority** — repayments are processed strictly by requests to support via the Telegram bot <https://t.me/xbankingticketbot> and according to the **Super-established queue**.
3. **Flexible repayment format** — repayments may be made either in the original assets (where liquidity is available) or in the equivalent of **USDT as determined by Super**.
4. **Trust through smart contracts** — all repayment transactions are recorded on the blockchain.
5. **Deadlines** — all obligations will be fulfilled by the end of 2025.

### Repayment Mechanism

1. **User identification**
   * All users whose assets were affected have already been included in the XBANKING registry.
   * Additional verification, if required, will be carried out through support (with the provision of the wallet address).
2. **Repayment forms**
   * Repayment in original assets (where liquidity is available).
   * Repayment in the equivalent of **USDT as determined by Super**.
3. **Repayment stages**
   * By the end of September 2025 — partial repayment of outstanding debts.
   * By the end of December 2025 — full completion of all repayments.

### Control and Accountability

* Each user can check the status of their request via their personal account or by contacting support.

### Conclusion

The events of 2024–2025 highlighted the importance of transparency and clear accountability. Although XBANKING ceased operations on June 6, 2025, its debt obligations were transferred under the management of **Super**. We commit to fully fulfilling these obligations by **December 31, 2025**, thereby securing users’ rights to the return of their assets and reinforcing Super’s commitment to reliability and openness.